- The risk that an issuer of debt securities or a borrower may default on his obligations, or that the payment may not be made on a negotiable instrument. Related: Default risk
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* * *The risk that an issuer might default on a payment or go into liquidation. Also known as counter party risk.
* * *credit risk UK US noun FINANCE► [C or U] the degree to which it is possible that a person, company, or government will not be able to pay back borrowed money: »
Race, gender, and religion will not be considered in assessing credit risk.high/increased/low credit risk »
Analysts say 30% of the bank's loans have a high credit risk.► [C] a person, company, or government considered according to how likely they are to pay back borrowed money: bad/good/poor credit risk »
Lenders say that women are good credit risks, and are often better at budgeting.► [C] a person, company, or government that is unlikely to pay back borrowed money: »
Four years ago, I was refused a store card because I was considered a credit risk.
Financial and business terms. 2012.
Look at other dictionaries:
Credit risk — Categories of financial risk Credit risk Concentration risk Market risk Interest rate risk Currency risk Equity risk Commodity risk Liquidity risk Refinancing risk … Wikipedia
credit risk — The risk to earnings or capital from the potential that a borrower or counterparty will fail to perform on an obligation. Usually, but not always, the obligation in question is a requirement to make interest or principal payments. Sometimes… … Financial and business terms
Credit Risk — The risk of loss of principal or loss of a financial reward stemming from a borrower s failure to repay a loan or otherwise meet a contractual obligation. Credit risk arises whenever a borrower is expecting to use future cash flows to pay a… … Investment dictionary
credit risk — The risk that a counterparty will default or delay payment on an obligation or that the value of a flow of payments will decline due to an adverse movement in the counterparty s credit rating See also political credit risk; transfer credit risk … Big dictionary of business and management
credit risk — The risk taken when a loan is made that the borrower will default on or delay repayment of the principal or payments of interest. See also: political credit risk, transfer credit risk … Accounting dictionary
credit risk — kredito rizika statusas Aprobuotas sritis draudimas apibrėžtis Nuostolių arba nepalankių finansinės padėties pokyčių rizika dėl vertybinių popierių emitentų, sandorio šalių ir visų skolininkų, darančių poveikį draudimo ar perdraudimo įmonei,… … Lithuanian dictionary (lietuvių žodynas)
credit risk — noun The risk of loss due to a debtors non payment of a loan or other line of credit … Wiktionary
credit risk — The *risk that a borrower may default on amounts owed on a *loan or other *credit arrangement … Auditor's dictionary
credit risk — / kredɪt rɪsk/ noun a risk that a borrower may not be able to repay a loan … Dictionary of banking and finance
credit risk — concern that one who received credit will not repay on time … English contemporary dictionary